work out [phrasal verb]: to exercise to improve the strength of your body or to get fitter
reply [verb]: to answer
brunch [noun]: a meal eaten usually in the late morning; a combination of breakfast and lunch
mortgage [noun]: a legal agreement to borrow money from a bank, especially to buy a house or other property; the money borrowed from a bank that is used to buy a house
professional [noun]: someone who has a job that needs skill, education, or training
chore [noun]: a piece of work that needs to be done regularly, e.g., household tasks such as cleaning