To Save or to Invest?

Tom Panas - author of Vocabulary and Pronunciation/ reviewer of the lesson   Tom | February 17, 2023
Business English, Speaking Lessons
Money, Work
B2 Upper-Intermediate, C1 Advanced
Mixed Grammar
Speaking, Vocabulary, Listening
Lesson ID
Lesson Time
30 minutes
ESL Lesson Plan about saving and investing with images

Lesson Overview

Time to cash in your chips! In this lesson, students will discuss various ways of managing money. This lesson features a video of the differences between savings and investing. Students will learn and practice vocabulary and idioms relating to the topic. The lesson includes plenty of engaging discussion activities and worksheets that have been developed for adult and teenage learners.

Lesson Objectives

  • To develop speaking and listening skills

  • To discuss the topic of saving and investing

  • To learn and practice new vocabulary words relating to the topic


Is saving or investing money better? Should everyone do it? Watch this video to learn about how saving and investing money are different and which option is better for you.

Video Transcript

Vocabulary and Pronunciation

cash in one’s chips [idiom]: to sell something such as your investments, in order to raise money
stock market [noun]: several exchanges in which shares of publicly held companies are bought and sold
living on the breadline [idiom]: surviving on minimal income or barley scraping by
cheapskate [noun]: a person who will not spend much money
stash [verb]: store (something) safely in a hidden or secret place
earmark [verb]: designate (funds or resources) for a particular purpose
banner season [noun]: a particularly good or successful period of time
break the bank [idiom]: cost more than one can afford
cash cow [noun]: a business, investment, or product that provides a steady income or profit
crunch numbers [idiom]: the act of processing numerical data
money pit [noun]: a major drain on one's financial resources
nest egg [noun]: a sum of money saved for the future
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